This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Finding you a better loan deal

How much do you wish to borrow?

TOP 
UK Loan deals

Loans from
£1,000 to £2.5m

NO
upfront fees

Personal Loan

3.2% APR 

  • £7,500 Loan over 5 years

Representative Example: The representative APR is 3.2% (fixed) so if you borrow £7,500 over 5 years at a rate of 3.01% p.a. (fixed) you will repay £135.29 for 60 months.

3.88% APR 

  • £40,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

We found 4 loans for £15,000 over 10 years

Loan
Term
APR
More info
Min-max loan: £10,000 - £500,000
Cost: £150.02 per month
Term: 10 years
APR: 3.74%
£15,000
£150.02 per month
10 years
3.74%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £151.08 per month
Term: 10 years
APR: 3.89%
£15,000
£151.08 per month
10 years
3.89%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £151.16 per month
Term: 10 years
APR: 3.9%
£15,000
£151.16 per month
10 years
3.9%
more info Call now0117 313 8872

UNITED TRUST BANK

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £10,000 - £500,000
Cost: £151.16 per month
Term: 10 years
APR: 3.9%
£15,000
£151.16 per month
10 years
3.9%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Before you apply…

Make sure you qualify

Lender
Maximum LTV
Minimum loan
Maximum loan
Minimum term
Maximum term
Credit rating
Minimum age
Maximum age

Business Bank Loans

What is a Business Bank Loan?

A business bank loan is an unsecured or secured sum which is borrowed from a bank in order to support a business or provide it with a financial boost. This could be to refurbish the property, start a new project or expand.

They can be at a fixed rate or variable rate of interest and will normally be paid over a period of 1-10 years.

It’s important to find a loan to suit your needs. Check our comparison tables for a range of funding options.

What Types of Business Bank Loan are there?

  1. Unsecured Business Loan – This type of loan does not use any of your assets as security and therefore, there isn’t the danger of losing your home, business or car if you cannot make repayments, the lender would find it very difficult to take possession of these. However, because the loan is not secured, you may find that your borrowing will be limited as bigger loans will often require some form of security. The limit is usually up to £25,000. To gain your loan, yours and your business’s credit history will be taken in to account and the amount you can borrow and the interest rate will be set accordingly.
  2. Secured Business Loan – A secured business loan will use your assets as a guarantee for your loan. If you cannot make repayments then these items could be at risk. Due to this security you will be more likely to be able to borrow a much higher amount.
  3. Startup Loan – This type of loan is most suited to people starting out. Extra support may be provided as well as a startup package which can include a bank acocunt credit card, insurance and access to advice.

How to Apply for a Business Loan?

One of the most important aspects of applying for a business loan is comparing the market in order to find the right provider for you. You don’t necessarily have to take out a loan with the same provider that you bank with and many people lose out on great rates by not shopping around.

Here are some other tips when applying for a business loan:

  • Know what you want - By knowing, you can be sure you’re not taking out a loan which is unsuitable for you or for your business.
  • Make sure you borrow enough - You need to make sure your loan is covering the costs of your business. Calculating exactly what money you need can be very helpful so that you’re not left with a shortfall as applying for more loans on top can become expensive.
  • What works best for me? - You also need to consider terms, what kind of repayment term is going to suit you best and what kind of interest rate will work for you?
  • Be Ready- Have your business strategy ready to show the bank. They’ll need to know what you plan to use the money for, your proposed repayment plan and how you plan to do so.

 

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

More From Fair Loans