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Finding you a better loan deal

How much do you wish to borrow?

TOP 
UK Loan deals

Loans from
£1,000 to £2.5m

NO
upfront fees

Personal Loan

3.2% APR 

  • £7,500 Loan over 5 years

Representative Example: The representative APR is 3.2% (fixed) so if you borrow £7,500 over 5 years at a rate of 3.01% p.a. (fixed) you will repay £135.29 for 60 months.

3.88% APR 

  • £40,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

We found 4 loans for £15,000 over 10 years

Loan
Term
APR
More info
Min-max loan: £10,000 - £500,000
Cost: £150.02 per month
Term: 10 years
APR: 3.74%
£15,000
£150.02 per month
10 years
3.74%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £151.08 per month
Term: 10 years
APR: 3.89%
£15,000
£151.08 per month
10 years
3.89%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £151.16 per month
Term: 10 years
APR: 3.9%
£15,000
£151.16 per month
10 years
3.9%
more info Call now0117 313 8872

UNITED TRUST BANK

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £10,000 - £500,000
Cost: £151.16 per month
Term: 10 years
APR: 3.9%
£15,000
£151.16 per month
10 years
3.9%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Getting a Business Loan

There are a range of business funding options available, so it can often be difficult to find the perfect deal. Comparing the market to find a competitive loan is an important step towards finding a business loan that suits your individual business needs.

We have a specialist business loan advisory team, who can help you calculate the business loan terms that you can comfortably afford.

What is a Business Loan?

A business loan is usually not secured against an asset but it is possible to obtain a secured loan. They are generally very similar to a personal loan. However, business loans are tailored much more specifically towards business use. These loans involve you borrowing a certain amount of money with a fixed or variable interest rate. You will need to make monthly repayments over the term. Depending on the size of your business, you can borrow both small and large amounts that can be repaid over shorter and longer time periods.

How to Apply for a Business Loan?

One of the most important aspects of applying for a business loan is comparing the market in order to find the right provider for you. You don’t necessarily have to take out a loan with the same provider that you bank with and many people lose out on great rates by not shopping around.

Here are some other tips when applying for a business loan:

  1. Know what you want - You need to be clear of this. By knowing, you can be sure you’re not taking out a loan which is unsuitable for you or for your business.
  2. Make sure you borrow enough - You need to make sure your loan is covering the costs of your business. Calculating exactly what money you need can be very helpful so that you’re not left with a shortfall as applying for more loans on top can become expensive.
  3. What works best for me? - You also need to consider terms, what kind of repayment term is going to suit you best. What kind of interest rate will work for you – a fixed rate of interest will always remain the same and so is easier to budget for but a variable rate will move with the England Base Rate. These factors should depend on your business strategy so that you’re comfortable with making repayments.
  4. Be Ready- Have your business strategy ready to show the bank. They’ll need to know what you plan to use the money for, your proposed repayment plan and how you plan to do so.
  5. Check your credit – Banks will run a credit score so you can save time by making sure yours is up to scratch before going through a lengthy application process.

If you are thinking of taking on a loan of any type you need to consider that loans are a long term commitment that usually take years to fully pay off. You therefore want to ensure you are getting the best loan you can to suit your specific needs.

 

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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