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Finding you a better loan deal

How much do you wish to borrow?

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UK Loan deals

Loans from
£1,000 to £2.5m

NO
upfront fees

Personal Loan

3.2% APR 

  • £7,500 Loan over 5 years

Representative Example: The representative APR is 3.2% (fixed) so if you borrow £7,500 over 5 years at a rate of 3.01% p.a. (fixed) you will repay £135.29 for 60 months.

3.88% APR 

  • £40,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

We found 4 loans for £15,000 over 10 years

Loan
Term
APR
More info
Min-max loan: £10,000 - £500,000
Cost: £150.02 per month
Term: 10 years
APR: 3.74%
£15,000
£150.02 per month
10 years
3.74%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £151.08 per month
Term: 10 years
APR: 3.89%
£15,000
£151.08 per month
10 years
3.89%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £151.16 per month
Term: 10 years
APR: 3.9%
£15,000
£151.16 per month
10 years
3.9%
more info Call now0117 313 8872

UNITED TRUST BANK

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £10,000 - £500,000
Cost: £151.16 per month
Term: 10 years
APR: 3.9%
£15,000
£151.16 per month
10 years
3.9%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Small Business Loans

What is a Small Business Loan?

A small business loan is an unsecured sum which is borrowed in order to support a business or provide it with a financial boost. This could be to refurbish the property, start a new project or expand. These type of loans normally allow you to borrow £1000 - £25,000.

They can be at a fixed rate or variable rate of interest and will normally be paid over a period of 1-10 years.

Business Loans, like personal loans, are not secured against any assets.

It’s important to find a loan to suit your needs. Check our comparison tables for a range of funding options.

Advantages of a Small Business Loan

  1. Convenience – There are multiple loan options to choose from and many providers offering more products. Business loans can be flexible and banks are always accessible. Many banks offer personalised service and advice which can be a huge advantage.
  2. Non profit sharing- as oppose to an investor who may want a share of the profits or a stake in the company, a bank will simply want the loan repaid with interest.
  3. Lower rates of interest – Compared to credit cards or other lending agencies, banks can have a lower rate of interest. Make sure you compare the market and do as much research as possible to get the right deal for you.
  4. Packages – Some banks offer business packages to go along with your loan. This could be an interest free credit card or overdraft or a bank account specifically designed for a business. The loan itself will be tailored to be used for a small business.

Disadvantages of a Small Business Loan

  1. Application Process- this can be time consuming, lengthy and you’re not guaranteed to receive the loan at the end of it. As the banks need to verify the details of your business and what you plan to use the money for, you could be waiting long than planned.
  2. Not guaranteed – you may not get the full amount that you’ve requested meaning you could be short of what you need to carry out the necessary work.
  3. Preference – Established businesses are given preference over new businesses. This is due to the banks being able to check the credit history.

How to apply for a Small Business Loan

After comparing the market and finding the right business loan for your needs, the next thing to do is apply. You can normally do this online.

By having the necessary information available when you apply for a loan. This can help speed up the process and boost your chances for success. This information includes:

  • What are you going to use the loan for?
  • How much would you like to borrow?
  • Over what period do you want to repay the loan?
  • What type of business is it and who are the owners/directors?
  • The provider will then take in to account your credit rating and give you a decision shortly.

 

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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