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Finding you a better loan deal

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Loans from
£1,000 to £2.5m

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Personal Loan

2.80% APR 

  • £1,000 to £15,000
  • Loan term over 1 to 7 years 
  • Monthly repayments £179.68 per month

Representative Example: The representative APR is 9.9% so if you borrow £5,000 over 60 months you will repay £104.95 per month & total amount payable £6,297.23. Credit subject to status. UK residents aged 18 or over.

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3.40% APR 

  • £30,000 - £500,000 (10 to 35 year term)

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

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We found 8 loans for £15,000 over 5 years

Details
Lender
Min-max loan
Monthly cost
Term
APR
More info
Min-max loan: £1,000 - £15,000
Cost: £268.2 per month
Term: 1 - 7 years
APR: 2.8%
£1,000 - £15,000
£268.2 per month
1 - 7 years
2.8%
more info

Representative Example: The representative APR is 9.9% so if you borrow £15,000 over 5 years at a rate of 2.8% (fixed) you will repay £268.2 per month & total amount payable £16,092.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £7,500 - £25,000
Cost: £272.2 per month
Term: 1 - 7 years
APR: 3.4%
£7,500 - £25,000
£272.2 per month
1 - 7 years
3.4%
more info

Representative Example: The representative APR is 3.4% so if you borrow £15,000 over 5 years at a rate of 3.4% (fixed) you will repay £272.2 per month & total amount payable £16,332.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £275.5 per month
Term: 3 - 25 years
APR: 3.89%
£10,000 - £2,500,000
£275.5 per month
3 - 25 years
3.89%
more info Call now0800 0848 029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £150,000
Cost: £277.54 per month
Term: 3 - 35 years
APR: 4.19%
£10,000 - £150,000
£277.54 per month
3 - 35 years
4.19%
more info Call now0800 0848 029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £500,000
Cost: £277.6 per month
Term: 3 - 25 years
APR: 4.2%
£10,000 - £500,000
£277.6 per month
3 - 25 years
4.2%
more info Call now0800 0848 029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £279.3 per month
Term: 3 - 30 years
APR: 4.45%
£10,000 - £125,000
£279.3 per month
3 - 30 years
4.45%
more info Call now0800 0848 029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £7,500 - £200,000
Cost: £279.3 per month
Term: 3 - 30 years
APR: 4.45%
£7,500 - £200,000
£279.3 per month
3 - 30 years
4.45%
more info Call now0800 0848 029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN - GOOD CREDIT HISTORY

Min-max loan: £2,000 - £40,000
Cost: £296.31 per month
Term: 1 - 7 years
APR: 6.9%
£2,000 - £40,000
£296.31 per month
1 - 7 years
6.9%
more info

Representative Example: The representative APR is 25.4% so if you borrow £15,000 over 5 years at a rate of 6.9% (fixed) you will repay £296.31 per month & total amount payable £17,779.

CAR FINANCE LOAN - ALL CREDIT HISTORIES CONSIDERED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Make sure you qualify

Lender
Maximum LTV
Minimum loan
Maximum loan
Minimum term
Maximum term
Credit rating
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Maximum age

ASDA Car Loan

Compare ASDA car loans

If you need funds for a new car or to pay off an existing finance deal, an ASDA Affordable Loan could help. ASDA take pride in offering a “fairer way of borrowing” and may be able to help those with no credit or bad credit, even if they have been turned down by other lenders.

ASDA Affordable Loans are offered on an unsecured basis, meaning you do not have to put up your home as collateral. They are relatively fast and straightforward to apply for and are a good alternative to other forms of short term borrowing, which can negatively affect your credit rating.

When considering an ASDA Affordable Loan to buy a new car, there are some important details that are worth bearing in mind.

Benefits of ASDA car loans

ASDA Affordable Loans customers benefit from:

  • Borrowing £50 to £5,000
  • Repaying over 3 months to 5 years
  • Fixed monthly repayments
  • A quote within as little as 5 minutes

Restrictions on ASDA car loans

If you decide to apply for an ASDA Affordable Loan, please remember:

  • You must be 18 or over
  • ASDA Affordable Loans are currently only available in certain parts of the UK
  • Loans are fulfilled by various “community lenders” so the amount you can borrow and other terms and conditions may vary according to location
  • The APR you are offered will depending on various factors
  • Fail to stay on top of your repayments and your credit score could be harmed
  • Defaulting on your loan may see your account referred to a county court who can appoint a bailiff to recover the outstanding balance

Alternatives to ASDA car loans

For loans over £25,000, secured borrowing is likely to be a better fit. By securing a loan against your home you are likely to be able to borrow more and for a longer time. You may also be able to get a better APR than with an unsecured loan, although many different things influence this.

Ultimately, how much you can borrow and the kind of interest rate you are offered will largely depend on your loan-to-value (LTV) ratio. This is a way of expressing, as a percentage, how much money will end up leveraged against your home, if your loan application is accepted, versus the market value of the property. The lower your LTV, the better APR you will tend to be offered.

When taking out a secured loan, it is important to understand that your home could be at risk if you do not make the agreed repayments.

Get the best rates on car loans

ASDA are one of a variety of providers offering loans for car finance. Getting the best deal means being able to see how the various brands’ offers stack up next to each other. Our car loan calculator, found at the top of this page, allows you to quickly compare and assess the best deals from across the market to find the best match for your needs and financial situation.

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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Home Improvements Loan

www.fairloans.co.uk is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.