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Finding you a better loan deal

How much do you wish to borrow?

TOP 
UK Loan deals

Loans from
£1,000 to £2.5m

NO
upfront fees

3.88% APR 

  • £40,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

We found 4 loans for £15,000 over 10 years

Min-max loan: £10,000 - £500,000
Cost: £150.02 per month
Term: 3 - 35 years
APR: 3.74%
£10,000 - £500,000
£150.02 per month
3 - 35 years
3.74%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £151.08 per month
Term: 3 - 25 years
APR: 3.89%
£10,000 - £2,500,000
£151.08 per month
3 - 25 years
3.89%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £151.16 per month
Term: 3 - 30 years
APR: 3.9%
£10,000 - £125,000
£151.16 per month
3 - 30 years
3.9%
more info Call now0117 313 8872

UNITED TRUST BANK

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £10,000 - £500,000
Cost: £151.16 per month
Term: 3 - 25 years
APR: 3.9%
£10,000 - £500,000
£151.16 per month
3 - 25 years
3.9%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Best Home Improvement Loans

Best Home Improvement Loans

When done correctly, making home improvements can not only make your home a more enjoyable place to live, but can also add value for when it’s time to sell. Whilst making improvements to your home is often a cheaper alternative to buying and moving home; there are still a number of costs associated with it, which is why it’s common for people to require finance to fund these home improvements. So if you are one of these people, you might be wondering what funding options are available to you.

Home improvement loans tend to be available in two forms:

Secured Loan

To a certain extent, secured loans can be used for pretty much any purpose (including home improvements). A secured loan requires you to use the equity that you own in your home as collateral against the loan. You can often expect to receive larger loans, more attractive interest rates, and more flexible lending criteria with secured loans as there is less of a risk to lenders of not making a return on their money. However, as your home is used as collateral against the loan you run the risk of losing your home, should you not be able to keep up with repayments.

Personal Loan

Many lenders offer unsecured personal loans designed specifically for funding home improvements. An unsecured personal loan is taken over the short term (typically between 1 and 5 years). Unsecured loans are often favourable over secured loans as they do not require that your home is put up as collateral. Additionally, these loans can provide funding for improvement projects of up to £25,000. Whilst the time it takes to process an application is usually far shorter with unsecured personal loans, they tend to have higher interest rates and are harder to obtain if you suffer from bad or adverse credit.

Requirements

Like any financial product, the set of requirement criteria will vary depending on which lender you use and whether you are applying for a personal or secured home improvement loan. Generally, when looking to take out a home improvement loan, lenders will ask that you:

  • You’re at least 21 years old
  • You’re a UK homeowner
  • You have a regular gross annual income of at least £6,000
  • You have a bank or building society with a direct debit facility
  • You have not been declared bankrupt, nor had a CCJ or an IVA within the last 6 years.

Find the best deal on your home improvement loan

As there are a number of different funding options available to you, it’s important to shop around. Additionally we also recommend that you contact a mortgage broker who can evaluate your situation, give you access to exclusive deals and help you choose a package that suits your personal circumstances.

If you would like any assistance or advice on finding a ideal home improvement loan for you why not call us today on 0117 313 8872, for a free initial consultation.

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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