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Finding you a better loan deal

How much do you wish to borrow?

TOP 
UK Loan deals

Loans from
£1,000 to £2.5m

NO
upfront fees

3.88% APR 

  • £40,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

We found 4 loans for £15,000 over 10 years

Min-max loan: £10,000 - £500,000
Cost: £150.02 per month
Term: 3 - 35 years
APR: 3.74%
£10,000 - £500,000
£150.02 per month
3 - 35 years
3.74%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £151.08 per month
Term: 3 - 25 years
APR: 3.89%
£10,000 - £2,500,000
£151.08 per month
3 - 25 years
3.89%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £151.16 per month
Term: 3 - 30 years
APR: 3.9%
£10,000 - £125,000
£151.16 per month
3 - 30 years
3.9%
more info Call now0117 313 8872

UNITED TRUST BANK

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £10,000 - £500,000
Cost: £151.16 per month
Term: 3 - 25 years
APR: 3.9%
£10,000 - £500,000
£151.16 per month
3 - 25 years
3.9%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Secured Home Improvement Loan

Secured Home Improvement Loan

Millions of people in the UK are now looking to improve their homes as an alternative to relocating. Improving your home not only makes your property a more enjoyable place to live, but if done correctly, can increase the value for when it’s time to sell. Consequently, if moving house is not a desirable or achievable option to you and you wish to carry out home improvements, you might have considered taking out a secured loan to fund the project.

Benefits of a secured loan for home improvements

A secured home improvement loan is capital you borrow that is secured against an asset that you own (generally your home). Secured loan lenders tend to be flexible in regard to what their borrowers use the capital for, which is why secured loans have become a popular choice for many borrowers looking to make home improvements.

In addition to this flexibility, secured loan lenders tend to allow customers to borrow larger amounts of money and may give a more competitive interest rate, as your home guarantees repayments to the lender. However, it is worth taking into consideration that as your home is used as collateral, failure to keep up with repayments can result in your home becoming repossessed.

Criteria for a secured loan

Secured lenders tend to have more flexible lending criteria than first charge lenders, which mean they usually consider a much wider and sever range of credit issues. Whilst each lenders criteria is likely to slightly vary, some of the typical factors secured loan lenders will look at when considering your application are:

  • A credit history – Whilst many lenders are willing to offer finance to those with a less than perfect credit history, the amount you can borrow, loan terms and interest rates are likely to vary depending on your credit profile and circumstances.
  • A UK address – Secured loan lenders usually as that borrowers have been a UK resident for at least three years, and are likely to feel more inclined to lend to you if you have a steady address.
  • A realistic repayment plan – Whilst interest rates may be more favourable for secured loans, you must be confident that you can make the monthly repayments on time.

Finding the best secured home improvement loan

The majority of secured home improvement loan lenders only work through authorised intermediaries, such as ourselves; which is why we recommend that you contact a mortgage broker to give you the best chances on getting a leading deal on your secured loan. In addition to giving you access to leading and exclusive secured loan deals, our team of specialist secured loan advisors can give you assistance and guidance throughout the whole of the application process, and even beyond this.

If you would like to compare leading secured loan deals why not call us today on 0117 313 8872 for a FREE initial consultation.

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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