If you are looking for a homeowner loan, our service can help you find the most competitive deal in the UK market.

Our service provides:

Our homeowner loans service is provided by Fluent Money. 


Everything was carried out fast and efficiently from start to finish making the whole process easy and hastle free.

Terence, North Lanarkshire – 04/10/2017

Excellent from start to finish. Our advisor Helen was always on hand and was very methodical and precise. Helen always kept us up to date on our application…

  Kevin P , Essex – 03/10/2017

Click here for the best UK secured loan deals from £3,000.

Representative example:

Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

Find out how much you could borrow with our free homeowner loan calculator

Homeowner loans can provide access to credit for those that have a damaged credit history or cannot get a personal loan from a bank for other reasons, but who own their own residential property. A homeowner loan works on the premise that your house is used as collateral against the cash borrowed – which is why these types of loans are typically called secured loans, due to the fact that the cash is secured against your home. Choosing a homeowner loan is a big decision because if you fail to make the mandatory repayments, you may place your house in danger. Use our free homeowner loan calculator to help you discover the latest homeowner loan offer and ensure that you find the best homeowner loan deals:

Benefits of a homeowner loan

A homeowner loan offers advantages such as:

Drawbacks of a homeowner loan

Before you take out a homeowner loan you need to make certain that it’s the right choice for you and bear in mind any potential drawbacks, such as:

Click here for the best UK secured loan deals from £3,000.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. If you are at all unsure of the suitability of a particular product for your circumstances you should seek independent financial advice.