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Finding you a better loan deal

3.40% APR 

  • £40,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

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We found 4 loans for £50,000 over 10 years

Details
Lender
Min-max loan
Monthly cost
Term
APR
More info
Min-max loan: £10,000 - £500,000
Cost: £691.67 per month
Term: 3 - 25 years
APR: 6.6%
£10,000 - £500,000
£691.67 per month
3 - 25 years
6.6%
more info Call now0800 0848 029

Representative APRC: 6.6%

HOMEOWNER LOAN ONLY

Min-max loan: £7,500 - £350,000
Cost: £702.5 per month
Term: 3 - 30 years
APR: 6.86%
£7,500 - £350,000
£702.5 per month
3 - 30 years
6.86%
more info Call now0800 0848 029

Representative APRC: 9.2%

HOMEOWNER LOAN ONLY

Min-max loan: £25,000 - £1,000,000
Cost: £739.58 per month
Term: 5 - 25 years
APR: 7.75%
£25,000 - £1,000,000
£739.58 per month
5 - 25 years
7.75%
more info

Representative APRC: 10.4%

HOMEOWNER FLEXI LOAN ONLY

Min-max loan: £10,000 - £500,000
Cost: £753.75 per month
Term: 3 - 30 years
APR: 8.09%
£10,000 - £500,000
£753.75 per month
3 - 30 years
8.09%
more info Call now0800 0848 029

Representative APRC: 10.8%

HOMEOWNER LOAN ONLY

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Before you apply…

Make sure you qualify

Lender
Maximum LTV
Minimum loan
Maximum loan
Minimum term
Maximum term
Credit rating
Minimum age
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Secure Loans

Let us help you find the best secure loan deal

If you are looking for a secured homeowner loan, we can help you find the most competitive deal on the market.

As well as offering home loan deals offered by lenders for people with good credit histories we also work with secured loan brokers who search the UK secured loans market to find you the best rate.

  • Secured Loans from £40,000 to £2.5m

  • Adverse Credit and CCJs loan applications considered

  • Loans Up to 30 years

  • Leading UK secured lender deals compared

For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form

Secure Loans

How does a secure loan work?

A secure loan, also known as a homeowner loan is a credit agreement that is backed using the equity in a property owned by the borrower. As a result, loans of this kind are only available to people who are homeowners.

Secured loans can be used for almost all legal purposes. As secured loans tend to have larger borrowing amounts and longer repayment terms, secured loans are commonly used to carry out home improvements, home extensions and debt consolidation.

Criteria for a secure loan

For the most part, you’ll need to secure your loan against your home which is why secured loans are often referred to as homeowner loans. In addition to owning a UK property, secured loan lenders also usually ask that you set up a realistic repayment plan, and that you have a credit history. Whilst it is worth noting that many lenders are willing to offer finance to those with a less than perfect credit history, the amount you can borrow, loan terms and interest rates are likely to vary depending on your credit profile and circumstances.

However, it is worth taking into consideration that because your loan is secured against your home, failure to keep up with repayments can result in the repossession of your home. That’s why we recommend that you contact a mortgage broker to get advice on whether a secured loan is suitable for your personal circumstances.

Where can I find the best secure loan deals?

The majority of secured loan lenders only work through authorised intermediaries, such as ourselves; which is why we recommend that you contact a mortgage broker to give you the best chances on getting a leading deal on your secured loan. In addition to giving you access to leading and exclusive secured loan deals, our team of specialist secured loan advisors can give you assistance and guidance throughout the whole of the application process, and even beyond this.

For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form



5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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www.fairloans.co.uk is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.