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Finding you a better loan deal

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UK Loan deals

Loans from
£1,000 to £2.5m

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upfront fees

Personal Loan

3.2% APR 

  • £7,500 Loan over 5 years

Representative Example: The representative APR is 3.2% (fixed) so if you borrow £7,500 over 5 years at a rate of 3.01% p.a. (fixed) you will repay £135.29 for 60 months.

3.73% APR 

  • £30,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

We found 13 loans for £15,000 over 5 years

Min-max loan: £7,500 - £20,000
Cost: £268.2 per month
Term: 1 - 5 years
APR: 2.8%
£7,500 - £20,000
£268.2 per month
1 - 5 years
2.8%
more info

Representative Example: The representative APR is 2.8% so if you borrow £15,000 over 5 years at a rate of 2.8% (fixed) you will repay £268.2 per month & total amount payable £16,092.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £15,000 - £25,000
Cost: £269.53 per month
Term: 1 - 7 years
APR: 3%
£15,000 - £25,000
£269.53 per month
1 - 7 years
3%
more info

Representative Example: The representative APR is 3% so if you borrow £15,000 over 5 years at a rate of 3% (fixed) you will repay £269.53 per month & total amount payable £16,172.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £7,500 - £15,000
Cost: £269.53 per month
Term: 1 - 5 years
APR: 3%
£7,500 - £15,000
£269.53 per month
1 - 5 years
3%
more info

Representative Example: The representative APR is 3% so if you borrow £15,000 over 5 years at a rate of 3% (fixed) you will repay £269.53 per month & total amount payable £16,172.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £7,500 - £15,000
Cost: £269.53 per month
Term: 1 - 7 years
APR: 3%
£7,500 - £15,000
£269.53 per month
1 - 7 years
3%
more info

Representative Example: The representative APR is 3% so if you borrow £15,000 over 5 years at a rate of 3% (fixed) you will repay £269.53 per month & total amount payable £16,172.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED. Existing current account customers only

Min-max loan: £5,000 - £25,000
Cost: £271.53 per month
Term: 2 - 5 years
APR: 3.3%
£5,000 - £25,000
£271.53 per month
2 - 5 years
3.3%
more info

Representative Example: The representative APR is 3.3% so if you borrow £15,000 over 5 years at a rate of 3.3% (fixed) you will repay £271.53 per month & total amount payable £16,292.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £7,500 - £19,950
Cost: £272.2 per month
Term: 1 - 5 years
APR: 3.4%
£7,500 - £19,950
£272.2 per month
1 - 5 years
3.4%
more info

Representative Example: The representative APR is 3.4% so if you borrow £15,000 over 5 years at a rate of 3.4% (fixed) you will repay £272.2 per month & total amount payable £16,332.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED. Existing customers only

Min-max loan: £7,500 - £19,950
Cost: £272.2 per month
Term: 1 - 5 years
APR: 3.4%
£7,500 - £19,950
£272.2 per month
1 - 5 years
3.4%
more info

Representative Example: The representative APR is 3.4% so if you borrow £15,000 over 5 years at a rate of 3.4% (fixed) you will repay £272.2 per month & total amount payable £16,332.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED. Existing customers only

Min-max loan: £10,000 - £500,000
Cost: £274.49 per month
Term: 3 - 35 years
APR: 3.74%
£10,000 - £500,000
£274.49 per month
3 - 35 years
3.74%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £275.5 per month
Term: 3 - 25 years
APR: 3.89%
£10,000 - £2,500,000
£275.5 per month
3 - 25 years
3.89%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £275.57 per month
Term: 3 - 30 years
APR: 3.9%
£10,000 - £125,000
£275.57 per month
3 - 30 years
3.9%
more info Call now0117 313 8872

UNITED TRUST BANK

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Bank of Scotland Car Loans

Compare Bank of Scotland car loans

Bank of Scotland offer personal unsecured loans which can be an ideal option for funding a new car purchase, or refinancing an existing loan to reduce your monthly repayments. Bank of Scotland are currently offering car loans with APRs from 3.6%.

Because Bank of Scotland car loans are unsecured it can be fairly fast and simple to apply for this type of credit. They also offer more than many other providers, with an upper limit of £50,000. The exact amount you can borrow and the interest rate you receive may vary depending on your personal circumstances.

If you are interested in taking out a car loan from Bank of Scotland, you should familiarise yourself with the benefits and restrictions that apply.

Benefits of Bank of Scotland car loans

Get a Bank of Scotland car loan and benefit from the following:

  • Borrow from £1,000 to £50,000
  • Repay over 1-7 years
  • Fixed monthly repayments
  • APR from 3.6%
  • No arrangement fee

Restrictions on Bank of Scotland car loans

If you decide to apply for a Bank of Scotland car loan, please remember:

  • You must be 18 or over
  • You must be an existing Bank of Scotland customer
  • You must be employed or have another regular source of income
  • You must have a permanent UK address
  • You cannot be in full-time education
  • The final APR you receive may be different from the representative APR quoted above
  • Failing to stay on top of your repayments could damage your credit rating
  • If you do not repay your loan, your account could be passed to a county court-appointed bailiff to recover the debt

Alternatives to Bank of Scotland car loans

For borrowing over £25,000, a secured loan may make more sense. This involves tying the debt to your home and in exchange you are likely to be able to borrow more over a longer period than with unsecured borrowing. You may also be offered a lower APR, although this depends on various factors.

Secured borrowing is usually dependent on a calculation of your loan-to-value (LTR) ratio. This is a way of showing how much you want to borrow against your home (including any existing mortgage or other secured debt) relative to the market value of your home. A lower LTV will usually result in a lower APR.

If you do choose to take out a loan secured against your home, you need to make sure you keep up with your repayments. Failure to do so could put your home at risk, as well as making it harder to borrow more in future.

Get the best rates on car loans

With many different lenders providing car loans, it can be difficult to know which to go for. Our car loan comparison tool (found at the top of the page) offers a stress-free way of examining the best offers from across the market to see which is best for your needs. That way you can get the best possible value on your car loan. 

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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