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Finding you a better loan deal

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TOP 
UK Loan deals

Loans from
£1,000 to £2.5m

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upfront fees

We found 22 loans for £10,000 over 5 years

Min-max loan: £1,000 - £25,000
Cost: £181.02 per month
Term: 1 - 5 years
APR: 3.3%
Zopa logo
£1,000 - £25,000
£181.02 per month
1 - 5 years
3.3%
more info

Representative Example: The representative APR is 9.9% so if you borrow £10,000 over 5 years at a rate of 3.3% (fixed) you will repay £181.02 per month & total amount payable £10,861.

PERSONAL LOAN (UNSECURED). Moneysupermarket Best Personal Loan Provider 2016 - Decision in minutes - No early repayment fees

Min-max loan: £7,500 - £20,000
Cost: £182.37 per month
Term: 1 - 5 years
APR: 3.6%
Santander logo
£7,500 - £20,000
£182.37 per month
1 - 5 years
3.6%
more info

Representative Example: The representative APR is 3.6% so if you borrow £10,000 over 5 years at a rate of 3.6% (fixed) you will repay £182.37 per month & total amount payable £10,942.

PERSONAL LOAN (UNSECURED). - Decision in minutes. Anyone who lives permanently in the UK, is aged 21 or over, has a bank or building society account with a Direct Debit facility, has a regular gross annual income of at least £6,000 and has not been declared bankrupt or had a CCJ or an IVA within the last 6 years can apply for a loan.

Min-max loan: £7,500 - £25,000
Cost: £183.26 per month
Term: 2 - 5 years
APR: 3.8%
Hitachi logo
£7,500 - £25,000
£183.26 per month
2 - 5 years
3.8%
more info

Representative Example: The representative APR is 3.8% so if you borrow £10,000 over 5 years at a rate of 3.8% (fixed) you will repay £183.26 per month & total amount payable £10,996.

PERSONAL LOAN (UNSECURED). Decision in minutes. Easy Online Application. Anyone who lives permanently in the UK, is aged 21 or over, has a bank or building society account with a Direct Debit facility, has a regular gross annual income and has not been declared bankrupt or had a CCJ or an IVA within the last 6 years can apply for a loan.

Min-max loan: £7,500 - £14,999
Cost: £183.71 per month
Term: 1 - 5 years
APR: 3.9%
Natwest Loans logo
£7,500 - £14,999
£183.71 per month
1 - 5 years
3.9%
more info

Representative Example: The representative APR is 3.9% so if you borrow £10,000 over 5 years at a rate of 3.9% (fixed) you will repay £183.71 per month & total amount payable £11,023.

PERSONAL LOAN (UNSECURED) FOR EXISTING CUSTOMERS ONLY - Must have held a Natwest Current Account for 6 months or more

Min-max loan: £7,500 - £14,999
Cost: £183.71 per month
Term: 1 - 5 years
APR: 3.9%
RBS Loans logo
£7,500 - £14,999
£183.71 per month
1 - 5 years
3.9%
more info

Representative Example: The representative APR is 3.9% so if you borrow £10,000 over 5 years at a rate of 3.9% (fixed) you will repay £183.71 per month & total amount payable £11,023.

PERSONAL LOAN (UNSECURED) FOR EXISTING CUSTOMERS ONLY - Must have held a Royal Bank of Scotland Current Account for 6 months or more

Min-max loan: £1,000 - £500,000
Cost: £186.43 per month
Term: 3 - 30 years
APR: 4.5%
FluentMoney logo
£1,000 - £500,000
£186.43 per month
3 - 30 years
4.5%
more info Call now0800 084 8029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

HOMEOWNER LOAN (SECURED) - Variable Rate Loan

Min-max loan: £10,000 - £200,000
Cost: £186.43 per month
Term: 3 - 30 years
APR: 4.5%
Precise logo
£10,000 - £200,000
£186.43 per month
3 - 30 years
4.5%
more info Call now0800 084 8029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

HOMEOWNER LOAN (SECURED) - Variable Rate Loan

Min-max loan: £10,000 - £50,000
Cost: £189.17 per month
Term: 3 - 25 years
APR: 5.1%
Shawbrook logo
£10,000 - £50,000
£189.17 per month
3 - 25 years
5.1%
more info Call now0800 084 8029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

HOMEOWNER LOAN (SECURED) - Variable Rate Loan

Min-max loan: £10,000 - £200,000
Cost: £195.9 per month
Term: 3 - 30 years
APR: 6.55%
Precise logo
£10,000 - £200,000
£195.9 per month
3 - 30 years
6.55%
more info Call now0800 084 8029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

HOMEOWNER LOAN (SECURED) - Variable Rate Loan

Min-max loan: £5,000 - £200,000
Cost: £197.31 per month
Term: 3 - 30 years
APR: 6.85%
Precise logo
£5,000 - £200,000
£197.31 per month
3 - 30 years
6.85%
more info Call now0800 084 8029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

HOMEOWNER LOAN (SECURED) - Variable Rate Loan

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Get loan quotes

Looking for a good loan deal?

Whether you want to carry out home improvements, buy a new car, finance a new boat or consolidate exisiting debts we can help you to find a loan. We have a selection of leading loan deals for you to choose from - see the table above or use our loan calculator to get a quick quote to work out what is available. 

Finding the right loan

One of the most important initial steps to make before applying for a loan is to work out exactly how much you can afford to borrow. It can be tempting to take out the maximum loan available to you, but it’s important to consider how you would keep up repayments if your financial circumstances changed.

Getting accepted for a loan

A lender is likely to ask you about some of the following issues when assessing your eligibility for a loan:

  • Is your income sufficient to cover your repayments each month?
  • Have you ever missed a loan payment or other repayment in the past?
  • Is your income stable and secure? 
  • Do you have significant outstanding debts waiting to be repaid?
  • What is your previous credit record?

The anwers to these questions will determine the type of loan and interest that will be applied.

Top 10 Loan Tips

1. Work out how much you can afford – It may take time but work out your monthly budget. What monthly income do you have coming in and what are your monthly outgoings. Factor in any lifestyle changes on the horizon and increases in the cost of living.

2. Carefully consider the term of the credit agreement – the longer the loan term the more expensive the overall loan will be in total interest you will have to repay.

3. Do you know your credit score? This will affect your credit "worthiness" and the level of interest you might have to pay. Your credit report will highlight details that you need to correct to ensure you are not overpaying on unnecessary credit interest charges.

4. What type of credit search is the lender/broker using? When shopping around for loan quotes make sure you ask the lender to register a “quotation search” on your credit report and not a “credit application search”. The former won’t hurt your credit score. Many lenders now operate initially on a soft credit search approach which won't affect your credit rating - but ask to make sure.

5. Shop around - If you are not using a loan broker shop around to investigate the different types of borrowing available to you. Some types of loan can be very expensive and may not be appropriate for you.

6. Consider using a loan broker - In shopping around for credit you may wish to use a loan broker to help you search the market. Our loan service uses a specialist broker to ensure you get the righ tdeal for your circumstances.

7. What APR have you been offered? - All lenders have to tell you the APR before you sign a loan agreement. Generally the lower the APR the better the deal.

8. Will your loan interest be fixed? - Check with the lender or loan broker that the APR is fixed. If it is not and it is variable your repayments will fluctuate either up or down.

9. Any extra charges? - Check with the lender or loan broker if there are any charges not included in the APR. For example does the cost include loan payment protection insurance – if yes is this insurance required? Check also for any application fees.

10. Have you read the terms and condtions of the loan agreement? Ensure that the terms and conditions of the loan suit your situation e.g. can you pay the loan off early without charges? 

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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