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Finding you a better loan deal

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TOP 
UK Loan deals

Loans from
£1,000 to £2.5m

NO
upfront fees

We found 8 loans for £20,000 over 5 years

Details
Lender
Min-max loan
Monthly cost
Term
APR
More info
Min-max loan: £15,000 - £25,000
Cost: £360.26 per month
Term: 1 - 7 years
APR: 3.1%
£15,000 - £25,000
£360.26 per month
1 - 7 years
3.1%
more info

Representative Example: The representative APR is 3.1% so if you borrow £20,000 over 5 years at a rate of 3.1% (fixed) you will repay £360.26 per month & total amount payable £21,616.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £15,000 - £25,000
Cost: £360.26 per month
Term: 1 - 7 years
APR: 3.1%
£15,000 - £25,000
£360.26 per month
1 - 7 years
3.1%
more info

Representative Example: The representative APR is 3.1% so if you borrow £20,000 over 5 years at a rate of 3.1% (fixed) you will repay £360.26 per month & total amount payable £21,616.

PERSONAL LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £500,000
Cost: £365.99 per month
Term: 3 - 35 years
APR: 3.74%
£10,000 - £500,000
£365.99 per month
3 - 35 years
3.74%
more info Call now0117 313 8872

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £367.34 per month
Term: 3 - 25 years
APR: 3.89%
£10,000 - £2,500,000
£367.34 per month
3 - 25 years
3.89%
more info Call now0117 313 8872

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £367.43 per month
Term: 3 - 30 years
APR: 3.9%
£10,000 - £125,000
£367.43 per month
3 - 30 years
3.9%
more info Call now0117 313 8872

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £10,000 - £500,000
Cost: £367.43 per month
Term: 3 - 25 years
APR: 3.9%
£10,000 - £500,000
£367.43 per month
3 - 25 years
3.9%
more info Call now0117 313 8872

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £1,000 - £20,000
Cost: £384.8 per month
Term: 1 - 5 years
APR: 5.8%
£1,000 - £20,000
£384.8 per month
1 - 5 years
5.8%
more info Call now0800 084 8049

Representative Example: The representative APR is 14.9% so if you borrow £20,000 over 5 years at a rate of 5.8% (fixed) you will repay £384.8 per month & total amount payable £23,088.

PERSONAL LOAN - FAIR CREDIT HISTORY ACCEPTED

Min-max loan: £1,000 - £35,000
Cost: £454.04 per month
Term: 1 - 7 years
APR: 12.9%
£1,000 - £35,000
£454.04 per month
1 - 7 years
12.9%
more info

Representative Example: The representative APR is 12.9% so if you borrow £20,000 over 5 years at a rate of 12.9% (fixed) you will repay £454.04 per month & total amount payable £27,242.

PERSONAL LOAN - ALL CREDIT HISTORIES CONSIDERED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Make sure you qualify

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Minimum loan
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Loan Services

Our loan service offers:

1. Homeowner Loans

  • Loans from £25,000 to £2.5m
  • Term - 3 to 30 years
  • Loans for any purpose - e.g. home improvements
  • Lowest rates - access to leading UK lenders 
  • Same day quote

Second charge loans can be used by - individuals where remortgaging is not appropriate e.g. where there are heavy early redemption penalties, when you have recently become self employed, the purpose of the loan is not acceptable to a mortgage lender e.g. tax bill, where the loan may be needed for a limited timeframe or where you have an existing excellent mortgage rate and you do not wish to give it up.

Homeowner Loans

For homeowner loans call our team on 0800 084 8029 or fill in our enquiry form

2. Bridging Loans (short term finance):

  • Loans from £50,000 to £2m
  • Short term property bridging loans - from 1 to 12 Months 
  • Finance for broken sale chains - bridging the gap between purchases
  • Auction property purchase - quick finance
  • Finance where getting a traditional mortgage may not be possible e.g. where the property has no kitchen or bathroon
  • Capital raising

Loans from - £50,000 to £25m.

Bridging loans can be used by - individuals, limited companies, sole traders and partnerships. A whole of market service - we work directly with leading UK bridging lenders. Lowest Rates - Access to leading bridging loan deals. Fast turnaround - speak to us today if you need to move quickly. 5 to 7 days possible.

Bridging Loan Quotes

For bridging loan options call our team on 0117 313 8872 or fill in our enquiry form.

3. Business Loans

We compare the UK loan market to help you find the best deal. 

  • Loans from £25,000 to £2.5m
  • Term - 1 to 5 years
  • We are not a lender & we do not charge loan fees 
  • Use our free service to find a business loan 

Business Loans

For business loan options call our team on 0117 313 8872 or fill in our enquiry form

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

More From Fair Loans

Bridging Loans

Homeowner Loans

Home Improvements Loan

www.fairloans.co.uk is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.