Guaranteed Car Loan

Top deals

Top rate

AA

5.3%
£7,500 - £15k
1-7 years

Check eligibility Representative Example: The representative APR is 5.3% so if you borrow £10,000 over 5 years at a rate of 5.3% (fixed) you will repay £189.52 per month & total amount payable £11,371.03.

Post Office

5.9%
£7,500 - £15k
1-7 years

Check eligibility Representative Example: The representative APR is 5.9% so if you borrow £10,000 over 5 years at a rate of 5.9% (fixed) you will repay £192.15 per month & total amount payable £11,529.01.

Santander

6.3%
£7,500 - £15k
1-5 years

Check eligibility Representative Example: The representative APR is 6.3% so if you borrow £10,000 over 5 years at a rate of 6.3% (fixed) you will repay £193.91 per month & total amount payable £11,634.61.

Shawbrook

6.6%
£10k - £500k
3-25 years

Check eligibility Representative Example: The representative APR is 6.6% so if you borrow £10,000 over 5 years at a rate of 6.6% (fixed) you will repay £195.23 per month & total amount payable £11,713.96.

5 reasons to use our Loan Service

Compare over 200 loans from over 20 lenders

UK market leading loan rates

Fast loan service - You could have a loan underwritten, approved and paid within 24 hours

Credit to suit all circumstances

Simple process

Search loans

Guaranteed car finance is a controversial subject. Whilst it is often promoted by car dealers and online brokers, it is also frowned upon by regulators. It is not uncommon for lenders to advertise ‘a guaranteed approval’ to tempt customers into applying for finance, only for the guarantee to fail to materialise.

I have a bad credit rating; can I still get a secured loan?

If you have a less than perfect record of repaying credit commitments, then you probably already know how difficult it can be at times to secure the finance you need. However, the good news is there are some who are more flexible with their criteria when it comes to credit rating, and will usually consider a much wider and severe range of credit issues. So if you are a potential borrower with an adverse credit history, or have previously had a CCJ registered against you; a personal or secured loan might be the answer you’re looking for.

Car loans are available through the form of both personal and secured loans. Whilst personal loans often require you to repay less overall with shorter loan terms, secured lenders often have more flexible lending criteria, and are usually more willing to offer loans to borrowers with bad credit ratings.

Suggest that you contact a mortgage broker who can analyse your personal circumstances and assist you a suitable finance option.

Our Services

You should also ensure that you have the capacity to afford the repayments. Whilst our car loan calculator can assist you in comparing over 200 different loans from over 20 different lenders, we still urge that you contact a mortgage broker to assist you.

We work with the majority of UK car loan lenders, which means we have access to leading and exclusive car loan deals for borrowers with a less than perfect credit history. Our specialist secured loan advisory team, who can help you calculate the loan terms that you can comfortable afford. Additionally, our expert team can also compare a range of leading and exclusive car loan deals, to help find the ideal loan perfect for your personal circumstances.

How much do you wish to borrow?