Let us help you find the best secured loan deal

If you are looking for a secured loan, we can help you find the most competitive deal on the market.

As well as offering home loan deals offered by lenders for people with good credit histories we also work with secured loan brokers who search the UK secured loans market to find you the best rate.

For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form

Compare Secured Loans

What is a secured loan?

A secured loan (also known as a second charge loan) is a loan that you take out with a particular asset of yours (usually your home) put up as security. As a result, legally speaking, the creditor from whom you are borrowing the money will retain legal ownership of the asset in question, until you repay the loan.

Secured loans can be used for almost all legal purposes. As secured loans tend to have larger borrowing amounts and longer repayment terms, secured loans are commonly used to carry out home improvements, home extensions and debt consolidation.

What can I secure my loan against?

For the most part, you’ll need to secure your loan against your home which is why secured loans are often referred to as homeowner loans. In addition to owning a UK property, secured loan lenders also usually ask that you set up a realistic repayment plan, and that you have a credit history. Whilst it is worth noting that many lenders are willing to offer finance to those with a less than perfect credit history, the amount you can borrow, loan terms and interest rates are likely to vary depending on your credit profile and circumstances.

How to compare secured loan deals

Secured loans are subject to market forces and competition amongst providers, there are multiple providers whose rate changes regularly with low rates of interest being used in order to attract customers. In addition to this, the terms of the loan you are offered are also likely to depend on your personal circumstances, which is why we recommend contacting a mortgage broker.

Many secured loan lenders now only work through independent intermediaries such as ourselves, which it is why it is important to gain assistance from an authorised mortgage broker. We work with the majority of secured loan lenders, which means we can compare leading and exclusive rates to bring you the best deal possible to suit your personal circumstances.

For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form