Halifax Secured Loan
Let us help you find the best secured loan deal
If you are looking for a secured loan, we can help you find the most competitive deal on the market.
As well as offering home loan deals offered by lenders for people with good credit histories we also work with secured loan brokers who search the UK secured loans market to find you the best rate. All you need to do is:
- Secured Loans from £10,000 to £2.5m
- Adverse Credit and CCJs loan applications considered
- Loans Up to 30 years
- Leading UK secured lender deals compared
For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872.
Halifax Secured Loans
Halifax has been providing mortgages for 150 years, and was formed in 1853 as the Halifax Permanent Benefit Building and Investment Society. In 2001, Halifax merged with the Bank of Scotland, taking the name Halifax Bank of Scotland (HBOS). In 2009, HBOS was acquired by the Lloyds banking Group. Nowadays, Halifax now provides a wide range of mortgages to suit different borrowers.
What is a secured loan?
A secured loan is money you borrow that is secured against an asset that you own (generally your home). You tend to get offered better interest rates with secured loans than you do with unsecured loans. However, it is often seen as a riskier option as you could lose your home if you cannot keep up with repayments; which is why to consider carefully before going down this route and ensure you choose the best deal to suit your circumstances.
Why secured loans are useful
Secured loans tend to offer lower interest rates then unsecured loans, as the loan is secured against your property. Another reason why many people are now choosing to take out secured loans is because your repayments are usually made on a monthly basis. However, it is also worth noting that the amount you pay each month will vary if there is no fixed interest rate on your secured loan.
Where can I find secure loan deals?
The majority of secured loan lenders are only willing to work through independent intermediaries, such as our self. That’s why we advise potential customers to contact a mortgage broker, when looking to find the ideal secure loan deal for them. A mortgage broker has access to a range of secured loan deals, and will be able to provide you with unbiased, expert advice to help you make a decision.
We work with the majority of secured loan lenders (including Halifax) to offer you leading and exclusive secured loan deals. Our specialised secured loan advisory team can help to analyse your situation, and provide you with expert advice to help you make the best decisions for your future. If you have any question or queries with any aspects of secured loans, why not call us today on 0117 313 8872 for a FREE initial consultation; or fill in our contact form to request a call back.