Santander Home Improvement Loan

Top deals

Top rate

AA

5.3%
£7,500 - £15k
1-7 years

Check eligibility Representative Example: The representative APR is 5.3% so if you borrow £10,000 over 5 years at a rate of 5.3% (fixed) you will repay £189.52 per month & total amount payable £11,371.03.

Post Office

5.9%
£7,500 - £15k
1-7 years

Check eligibility Representative Example: The representative APR is 5.9% so if you borrow £10,000 over 5 years at a rate of 5.9% (fixed) you will repay £192.15 per month & total amount payable £11,529.01.

Santander

6.3%
£7,500 - £15k
1-5 years

Check eligibility Representative Example: The representative APR is 6.3% so if you borrow £10,000 over 5 years at a rate of 6.3% (fixed) you will repay £193.91 per month & total amount payable £11,634.61.

Shawbrook

6.6%
£10k - £500k
3-25 years

Check eligibility Representative Example: The representative APR is 6.6% so if you borrow £10,000 over 5 years at a rate of 6.6% (fixed) you will repay £195.23 per month & total amount payable £11,713.96.

5 reasons to use our Loan Service

Compare over 200 loans from over 20 lenders

UK market leading loan rates

Fast loan service - You could have a loan underwritten, approved and paid within 24 hours

Credit to suit all circumstances

Simple process

Search loans

A personal loan from Santander could bring your home improvement plans to life. Whether you’re converting a loft, installing a kitchen or adding an extra bathroom, a Santander home improvement loan can help you make your house the house of your dreams, whilst significantly adding value for when it’s time to sell on.

What you get with a Santander Home improvement loan

Fixed monthly repayments over 12 to 60 months.
No upfront payment – your first repayment is 30 days after the loan is agreed.
No administration fees.
Loans from £7,500 to £20,000 with rates starting at 3.5% APR
The option to borrow more
No early repayment fees

You might be eligible for a Santander home improvement loan if

Like any financial product, Santander have a set of criteria that they ask customers meet before handing out home improvement loans. You might be eligible for a Santander home improvement loan if the following apply to you:

You’re atleast 21 years old
You’re a UK homeowner
You have a regular gross annual income of atleast £6,000
You have a bank or building society with a direct debit facility
You have not been declared bankrupt, or had a CCJ or an IVA within the last 6 years.

About Santander

Based in Spain, Santander is a relative newcomer to the British mortgage market, following its acquisition of Abbey National in 2004. Santander then went on to acquire Bradford & Bingley and Alliance and Leicester in 2008. Nowadays, Santander has more than 1,300 branches across the UK and offers a wide selection of mortgage deals to suit all borrowers.

To compare the latest Santander secured loan deals with other leading secured loan rates we have partnered with Fluent Money who are the largest UK independent homeowner loan broker.

Click here for the best UK home improvement loan deals from £3,000.