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Finding you a better loan deal

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UK Loan deals

Loans from
£1,000 to £2.5m

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We found 8 loans for £50,000 over 10 years

Min-max loan: £30,000 - £500,000
Cost: £497.95 per month
Term: 10 - 25 years
APR: 3.65%
£30,000 - £500,000
£497.95 per month
10 - 25 years
3.65%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £500,000
Cost: £500.07 per month
Term: 3 - 35 years
APR: 3.74%
£10,000 - £500,000
£500.07 per month
3 - 35 years
3.74%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £503.62 per month
Term: 3 - 25 years
APR: 3.89%
£10,000 - £2,500,000
£503.62 per month
3 - 25 years
3.89%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £503.85 per month
Term: 3 - 30 years
APR: 3.9%
£10,000 - £125,000
£503.85 per month
3 - 30 years
3.9%
more info Call now0117 313 8872

UNITED TRUST BANK

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £10,000 - £500,000
Cost: £503.85 per month
Term: 3 - 25 years
APR: 3.9%
£10,000 - £500,000
£503.85 per month
3 - 25 years
3.9%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £25,001 - £500,000
Cost: £583.12 per month
Term: 5 - 20 years
APR: 7.1%
£25,001 - £500,000
£583.12 per month
5 - 20 years
7.1%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £25,001 - £50,000
Cost: £583.12 per month
Term: 3 - 30 years
APR: 7.1%
£25,001 - £50,000
£583.12 per month
3 - 30 years
7.1%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £25,001 - £150,000
Cost: £644.25 per month
Term: 3 - 25 years
APR: 9.4%
£25,001 - £150,000
£644.25 per month
3 - 25 years
9.4%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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HSBC Homeowner Loan

HSBC homeowner loan review

HSBC is one of the world’s largest banking and financial services organisations. They offer homeowner loans to both new and existing customers for a variety of reasons including to make home improvements and debt consolidation.

Homeowner loans are also commonly known as secured loans or second mortgages and are usually only available to customers who already have a mortgage on their home. They can allow you to borrow more without interfering with your existing mortgage.

With a HSBC homeowner loan you can borrow from £10,000 upwards and you can usually repay over anywhere from 1-30 years. If you need to borrow less than this, you may need to consider a personal loan.

How much does a HSBC homeowner loan cost?

The main cost of a HSBC homeowner loan will be the monthly repayments. These will usually involve paying the interest on the loan and a percentage of the total capital each month, although interest-only homeowner loans may be an option in some cases.

The amount you pay in interest will depend on a number of factors, including:

  • How much you borrow
  • How long you repay over
  • What percentage of your home’s value you are borrowing
  • Your credit rating
  • How much debt you already have

Alternatives to HSBC homeowner loans

For borrowing under £25,000, a personal loan is usually an option. This can allow you to get a loan faster, although the interest rates tend to be higher than for secured homeowner loans, meaning a personal loan is likely to be a more expensive way to borrow.

If you want to increase your borrowing against your home, it is worth considering remortgaging. Many lenders will cover standard fees involved with switching your mortgage, meaning this can be an attractive option. Whether remortgaging is a better choice will likely depend on how good a deal you have on your existing mortgage and the likelihood of you getting a better one with a new mortgage.

Find the best interest rates on HSBC homeowner loans

HSBC are just one of the many lenders across the market who offer homeowner loans. Head to the top of the page to try out our free homeowner loan comparison tool which lets you see leading deals we have identified from all the top lenders across the market.

Want to get the best deal possible on a homeowner loan? Call Fair Loans today on 0117 313 8872 for a FREE initial consultation.

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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