This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Finding you a better loan deal

How much do you wish to borrow?

TOP 
UK Loan deals

Loans from
£1,000 to £2.5m

NO
upfront fees

We found 5 loans for £20,000 over 5 years

Min-max loan: £7,500 - £24,999
Cost: £435 per month
Term: 1 - 7 years
APR: 6.1%
£7,500 - £24,999
£435 per month
1 - 7 years
6.1%
more info

Representative Example: The representative APR is 6.1% so if you borrow £20,000 over 5 years at a rate of 6.1% (fixed) you will repay £435 per month & total amount payable £26,100.

PERSONAL LOAN

Min-max loan: £15,001 - £25,000
Cost: £440 per month
Term: 1 - 5 years
APR: 6.4%
£15,001 - £25,000
£440 per month
1 - 5 years
6.4%
more info

Representative Example: The representative APR is 6.4% so if you borrow £20,000 over 5 years at a rate of 6.4% (fixed) you will repay £440 per month & total amount payable £26,400.

PERSONAL LOAN

Min-max loan: £10,000 - £500,000
Cost: £443.33 per month
Term: 3 - 25 years
APR: 6.6%
£10,000 - £500,000
£443.33 per month
3 - 25 years
6.6%
more info Call now0800 0848 029

Representative APRC: 6.6%

HOMEOWNER LOAN ONLY

Min-max loan: £7,500 - £350,000
Cost: £447.67 per month
Term: 3 - 30 years
APR: 6.86%
£7,500 - £350,000
£447.67 per month
3 - 30 years
6.86%
more info Call now0800 0848 029

Representative APRC: 9.2%

HOMEOWNER LOAN ONLY

Min-max loan: £10,000 - £500,000
Cost: £468.17 per month
Term: 3 - 30 years
APR: 8.09%
£10,000 - £500,000
£468.17 per month
3 - 30 years
8.09%
more info Call now0800 0848 029

Representative APRC: 10.8%

HOMEOWNER LOAN ONLY

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Before you apply…

Make sure you qualify

Lender
Maximum LTV
Minimum loan
Maximum loan
Minimum term
Maximum term
Credit rating
Minimum age
Maximum age

Instant Decision Loan

Instant Decision Loans

If you need a quick fix finance solution, you might have started looking into what an instant decision loan can offer you. The good news is, nowadays if you’re applying for a personal loan you can often receive an instant decision as to whether you have been approved for a loan.

What is a Personal loan?

A personal loan on the other hand tends to be more straightforward than other forms of finance. As the loan is unsecured, it does not require you to put an asset (such as your home) down as collateral against the loan. Personal loans are offered by the majority of banks and other lenders, and you can typically expect to borrow between £1,000 and £25,000 over a relatively short period of time (in comparison to a secured loan).

Am I eligible for an instant decision loan?

As a general rule, whilst you don’t have to be a homeowner to apply, instant decision loan lenders will only consider applications from borrowers who have at least fair credit score. Additionally, most lenders will require that:

  • You are in paid employment

  • Be over the age of 18

  • Not currently be in full time education

Where can I get an instant decision loan?

Many lenders now have application processes that take no longer than a few minutes, and you can receive a decision on your application instantly. Consequently, getting a quick finance solution has never been easier. In addition to shopping around, the best way to find an instant decision loan that suits you is to contact a loan broker.

As a loan broker, we have access to leading and exclusive instant decision loan deals. We can also provide you with expert, unbiased advice to help you make the right decisions for your future, and to help you achieve your loan goals.

If you feel you would benefit from the help of our specialist loan advisory team, why not call us today on for a free initial consultation on 0117 313 8872, to find out whether you’re eligible for an instant decision loan.



5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

More From Fair Loans