Sainsburys Loan Calculator

Top deals

Top rate

AA

5.3%
£7,500 - £15k
1-7 years

Check eligibility Representative Example: The representative APR is 5.3% so if you borrow £10,000 over 5 years at a rate of 5.3% (fixed) you will repay £189.52 per month & total amount payable £11,371.03.

Post Office

5.9%
£7,500 - £15k
1-7 years

Check eligibility Representative Example: The representative APR is 5.9% so if you borrow £10,000 over 5 years at a rate of 5.9% (fixed) you will repay £192.15 per month & total amount payable £11,529.01.

Santander

6.3%
£7,500 - £15k
1-5 years

Check eligibility Representative Example: The representative APR is 6.3% so if you borrow £10,000 over 5 years at a rate of 6.3% (fixed) you will repay £193.91 per month & total amount payable £11,634.61.

Shawbrook

6.6%
£10k - £500k
3-25 years

Check eligibility Representative Example: The representative APR is 6.6% so if you borrow £10,000 over 5 years at a rate of 6.6% (fixed) you will repay £195.23 per month & total amount payable £11,713.96.

5 reasons to use our Loan Service

Compare over 200 loans from over 20 lenders

UK market leading loan rates

Fast loan service - You could have a loan underwritten, approved and paid within 24 hours

Credit to suit all circumstances

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Calculate the cost of a loan with Sainsburys Bank & compare the market

If you have been considering getting a Sainsbury’s bank loan, you can use the Sainsbury’s loan calculator to get an idea of your APR based on how much you intend to borrow and how long you would like the repayment period to be.

It is important to remember, however, that although Sainsbury’s loan calculator will give you an estimate of what you could expect to repay, it does not guarantee this amount. When assessing what APR a lender is willing to give you, they will consider your individual financial circumstances, such as your credit score, how much you earn, and any existing credit commitments.

Sainsbury’s loan features

Borrow from £1,000 to £40,000
Repayment turns up to 7 years
If you are a Nectar member you qualify for lowest loan rates
Option of 2 month repayment holiday at start of loan
Price Promise – if you’re offered a better rate on a like-for-like loan elsewhere, they claim they will beat it

No matter what size of loan you want to take out and for how long for, you want to get the best deal you can. Remember that Sainsbury’s Bank is one lender of many. You can use the calculator tool on this website to compare over 200 different loans from over 20 different loans, so you can see if the right deal for you is out there.

Things to think about when getting a loan

When you are thinking of taking out a loan of any sort, you should consider whether you have any other options that may be better suited for your situation. If you have any savings, for example, it may be better to use them as the interest you repay on a loan may be higher than the interest you earn from your savings.

There are also other types of borrowing such as authorised overdrafts and credit cards you might also wish to consider.

How much do you wish to borrow?