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Finding you a better loan deal

3.40% APR 

  • £40,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

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Compare Santander Home Loans

We found 4 loans for £50,000 over 10 years

Details
Lender
Min-max loan
Monthly cost
Term
APR
More info
Min-max loan: £10,000 - £500,000
Cost: £691.67 per month
Term: 3 - 25 years
APR: 6.6%
£10,000 - £500,000
£691.67 per month
3 - 25 years
6.6%
more info Call now0800 0848 029

Representative APRC: 6.6%

HOMEOWNER LOAN ONLY

Min-max loan: £7,500 - £350,000
Cost: £702.5 per month
Term: 3 - 30 years
APR: 6.86%
£7,500 - £350,000
£702.5 per month
3 - 30 years
6.86%
more info Call now0800 0848 029

Representative APRC: 9.2%

HOMEOWNER LOAN ONLY

Min-max loan: £25,000 - £1,000,000
Cost: £739.58 per month
Term: 5 - 25 years
APR: 7.75%
£25,000 - £1,000,000
£739.58 per month
5 - 25 years
7.75%
more info

Representative APRC: 10.4%

HOMEOWNER FLEXI LOAN ONLY

Min-max loan: £10,000 - £500,000
Cost: £753.75 per month
Term: 3 - 30 years
APR: 8.09%
£10,000 - £500,000
£753.75 per month
3 - 30 years
8.09%
more info Call now0800 0848 029

Representative APRC: 10.8%

HOMEOWNER LOAN ONLY

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Before you apply…

Make sure you qualify

Lender
Maximum LTV
Minimum loan
Maximum loan
Minimum term
Maximum term
Credit rating
Minimum age
Maximum age

Santander Home Loans

Borrow more with Santander

If you already have a mortgage with Santander, you may be able to get a secured loan, borrowing more money and adding the repayments to your existing mortgage repayments.

This could allow you to fund home improvements, a major household purchase, an extension, or facilitate debt consolidation.

For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form

Applying for a Santander Home Loan

To apply for a Santander Home Loan you must:

  • Have a Santander mortgage which you are paying back on a Repayment basis

  • Have never been declared bankrupt or had an Individual Voluntary Arrangement (IVA)

  • Want to borrow less than 85% of the value of your house, including your existing mortgage

  • Want to borrow more than £5000

  • Want to borrow the money for longer than 5 years.

Features of Santander homeowner loans

Some of the potential advantages of a Santander home owner loan could include:

  • Extended repayment period – repay the loan as you repay your mortgage

  • Consolidate your loan and mortgage payments into one monthly repayment

  • Fund a home improvement scheme that could add value to your property

Points to consider when choosing a Santander homeowner loan

Before you take out a homeowner loan with Santander, you need to consider the following points:

  • As with your mortgage, the loan is secured against your home. Therefore, you may lose your home if you cannot maintain your repayments.

  • Bear in mind that taking out a homeowner loan will increase your overall mortgage debt and may mean that your mortgage takes longer to repay

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. If you are at all unsure of the suitability of a particular product for your circumstances you should seek independent financial advice.

For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form



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    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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