Santander Home Loans

Top deals

Top rate

AA

5.3%
£7,500 - £15k
1-7 years

Check eligibility Representative Example: The representative APR is 5.3% so if you borrow £10,000 over 5 years at a rate of 5.3% (fixed) you will repay £189.52 per month & total amount payable £11,371.03.

Post Office

5.9%
£7,500 - £15k
1-7 years

Check eligibility Representative Example: The representative APR is 5.9% so if you borrow £10,000 over 5 years at a rate of 5.9% (fixed) you will repay £192.15 per month & total amount payable £11,529.01.

Santander

6.3%
£7,500 - £15k
1-5 years

Check eligibility Representative Example: The representative APR is 6.3% so if you borrow £10,000 over 5 years at a rate of 6.3% (fixed) you will repay £193.91 per month & total amount payable £11,634.61.

Shawbrook

6.6%
£10k - £500k
3-25 years

Check eligibility Representative Example: The representative APR is 6.6% so if you borrow £10,000 over 5 years at a rate of 6.6% (fixed) you will repay £195.23 per month & total amount payable £11,713.96.

5 reasons to use our Loan Service

Compare over 200 loans from over 20 lenders

UK market leading loan rates

Fast loan service - You could have a loan underwritten, approved and paid within 24 hours

Credit to suit all circumstances

Simple process

Search loans

Borrow more with Santander

If you already have a mortgage with Santander, you may be able to get a secured loan, borrowing more money and adding the repayments to your existing mortgage repayments.

This could allow you to fund home improvements, a major household purchase, an extension, or facilitate debt consolidation.

For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form

Applying for a Santander Home Loan

To apply for a Santander Home Loan you must:

Have a Santander mortgage which you are paying back on a Repayment basis
Have never been declared bankrupt or had an Individual Voluntary Arrangement (IVA)
Want to borrow less than 85% of the value of your house, including your existing mortgage
Want to borrow more than £5000
Want to borrow the money for longer than 5 years.

Features of Santander homeowner loans

Some of the potential advantages of a Santander home owner loan could include:

Extended repayment period – repay the loan as you repay your mortgage
Consolidate your loan and mortgage payments into one monthly repayment
Fund a home improvement scheme that could add value to your property

Points to consider when choosing a Santander homeowner loan

Before you take out a homeowner loan with Santander, you need to consider the following points:

As with your mortgage, the loan is secured against your home. Therefore, you may lose your home if you cannot maintain your repayments.
Bear in mind that taking out a homeowner loan will increase your overall mortgage debt and may mean that your mortgage takes longer to repay

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. If you are at all unsure of the suitability of a particular product for your circumstances you should seek independent financial advice.