Secured Loans UK

Let us help you find the best secured loan deal

If you are looking for a secured loan, we can help you find the most competitive deal on the market.

As well as offering home loan deals offered by lenders for people with good credit histories we also work with secured loan brokers who search the UK secured loans market to find you the best rate.

• Secured Loans from £40,000 to £2.5m

• Adverse Credit and CCJs loan applications considered

• Loans Up to 30 years

• Leading UK secured lender deals compared

For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form

What is a secured loan?

A secured loan, sometimes known as a second charge mortgage or homeowner loan, allows you to borrow large sums of money (usually £10,000 upwards) using collateral such as your home as security against repayments.

Criteria for a secured loan

Secured lenders tend to have more flexible lending criteria than first charge lenders, which mean they usually consider a much wider and sever range of credit issues. Whilst each lenders criteria is likely to slightly vary, some of the typical factors secured loan lenders will look at when considering your application are:

A credit history – Whilst many lenders are willing to offer finance to those with a less than perfect credit history, the amount you can borrow, loan terms and interest rates are likely to vary depending on your credit profile and circumstances.

A UK address – Secured loan lenders usually as that borrowers have been a UK resident for at least three years, and are likely to feel more inclined to lend to you if you have a steady address.

A realistic repayment plan – Whilst interest rates may be more favourable for secured loans, you must be confident that you can make the monthly repayments on time.

What can I use a secured loan for?

One of the main advantages with obtaining a secured loan is that the finance raised can be used for almost any purpose. Providing it is legal, secured lenders are willing to grant finance to borrowers whether it is to fund home improvements, a new car, or for pretty much any other purpose.

Where can I find the best deal on my secured loan?

The majority of secured loan lenders only work through independent intermediaries, such as us, which means finding the best deal for your secured loan can be a little trickier. That’s why we recommend contacting a mortgage broker, who can help analyse your situation and find a deal most suited to your circumstances.

We work with the majority of UK secured loan lenders, and have access to leading and exclusive rates on secured loans. Our team of secured loan specialists can help understand your situation, and give you guidance towards finding the perfect secured loan deal for your own individual circumstances.

For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form