Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN - POOR CREDIT HISTORY ACCEPTED

Representative Example: The representative APR is 31.9% so if you borrow £5,000 over 5 years at a rate of 31.9% (fixed) you will repay £167.65 per month & total amount payable £10,059.

PERSONAL LOAN - ALL CREDIT HISTORIES CONSIDERED

Representative Example: The representative APR is 93.6% so if you borrow £5,000 over 5 years at a rate of 93.6% (fixed) you will repay £394.35 per month & total amount payable £23,661.

PERSONAL LOAN - POOR CREDIT HISTORY ACCEPTED