This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with our Cookie Policy. Read more

Finding you a better loan deal

How much do you wish to borrow?

TOP 
UK Loan deals

Loans from
£1,000 to £2.5m

NO
upfront fees

We found 5 loans for £25,000 over 10 years

Details
Lender
Min-max loan
Monthly cost
Term
APR
More info
Min-max loan: £20,000 - £29,999
Cost: £287.5 per month
Term: 5 - 25 years
APR: 3.8%
£20,000 - £29,999
£287.5 per month
5 - 25 years
3.8%
more info Call now0800 0848 029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN ONLY

Min-max loan: £10,000 - £150,000
Cost: £295.63 per month
Term: 3 - 35 years
APR: 4.19%
£10,000 - £150,000
£295.63 per month
3 - 35 years
4.19%
more info Call now0800 0848 029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN ONLY

Min-max loan: £10,000 - £500,000
Cost: £295.83 per month
Term: 3 - 25 years
APR: 4.2%
£10,000 - £500,000
£295.83 per month
3 - 25 years
4.2%
more info Call now0800 0848 029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN ONLY

Min-max loan: £10,000 - £125,000
Cost: £301.04 per month
Term: 3 - 30 years
APR: 4.45%
£10,000 - £125,000
£301.04 per month
3 - 30 years
4.45%
more info Call now0800 0848 029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN ONLY

Min-max loan: £7,500 - £200,000
Cost: £301.04 per month
Term: 3 - 30 years
APR: 4.45%
£7,500 - £200,000
£301.04 per month
3 - 30 years
4.45%
more info Call now0800 0848 029

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1%

HOMEOWNER LOAN ONLY

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Before you apply…

Make sure you qualify

Lender
Maximum LTV
Minimum loan
Maximum loan
Minimum term
Maximum term
Credit rating
Minimum age
Maximum age

£25000 Loan

£25000 Loan

Whether you’re looking to take out a £25000 loan for home improvements, car purchase or debt consolidation; there are a number of different finance options that you should be aware of before committing to a deal.

Generally, borrowers of £25000 loans tend to obtain the finance through either a secured loan or a personal loan. In order to get the best deal to suit your individual needs, it is important to shop around different providers and to consider the different term lengths and interest rates available as this will affect the cost of your repayments.

How much does a £25000 loan cost

This will depend on your circumstances, but assuming you have an excellent credit score then you should qualify for a top of the market personal loan rate.

Example:

Borrow: £25,000

5 year term

Interest rate: 3.7%

Monthly repayments: £457.04

Total cost of credit: £2,422.17

Total loan repayment: £27,422.17

Calculations are based on the interest rate being fixed over the term and no repayments are missed.

Secured loan vs. personal loan

There is no right or wrong answer when it comes to choosing between a secured loan and a personal loan. Each loan will suit a borrower differently depending on their personal circumstances. 

Secured loans are obtained through securing the equity that you own in an asset (usually your home) as collateral against the loan. Secured loans are usually favourable when looking to borrow large amounts of money; you can typically expect to borrow anything from £10,000 to £2.5m over a lengthy period of time.

A secured loan might also be preferable for those with bad credit ratings looking to borrow capital.

A personal loan on the other hand tends to be more straightforward than other forms of finance.

As the loan is unsecured, it does not require you to put an asset (such as your home) down as collateral against the loan. Personal loans are offered by the majority of banks and other lenders, and you can typically expect to borrow between £1,000 and £25,000 over a relatively short period of time (in comparison to a secured loan).

Although you are usually offered higher interest rates with personal loans, you tend to pay back a smaller amount in total as the loan terms tend to be shorter than secured loans.

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

More From Fair Loans

Bridging Loans

Homeowner Loans

Home Improvements Loan

www.fairloans.co.uk is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.