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Finding you a better loan deal

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£1,000 to £2.5m

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Personal Loan

3.2% APR 

  • £7,500 Loan over 5 years

Representative Example: The representative APR is 3.2% (fixed) so if you borrow £7,500 over 5 years at a rate of 3.01% p.a. (fixed) you will repay £135.29 for 60 months.

3.88% APR 

  • £40,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

We found 4 loans for £15,000 over 10 years

Loan
Term
APR
More info
Min-max loan: £10,000 - £500,000
Cost: £150.02 per month
Term: 10 years
APR: 3.74%
£15,000
£150.02 per month
10 years
3.74%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £151.08 per month
Term: 10 years
APR: 3.89%
£15,000
£151.08 per month
10 years
3.89%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £151.16 per month
Term: 10 years
APR: 3.9%
£15,000
£151.16 per month
10 years
3.9%
more info Call now0117 313 8872

UNITED TRUST BANK

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £10,000 - £500,000
Cost: £151.16 per month
Term: 10 years
APR: 3.9%
£15,000
£151.16 per month
10 years
3.9%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Before you apply…

Make sure you qualify

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Guarantor Loan Lenders

Guarantor loans are a type of finance designed for people with bad credit scores. They are typically a kind of unsecured loan where a second party, such as a friend or family member of the borrower, signs to agree to be responsible for paying off the debt if the borrower fails to make their repayments.

About guarantor loans

Although choices are more limited when compared to the number of lenders of traditional good credit personal loans, there are a range of guarantor loan lenders so it still worth shopping around the different lenders to try and find the best deal.

The Annual Percentage Rate (APR) a borrower may be offered on a guarantor loan will vary by lender, the loan amount, period and other factors. Despite the added level of security to the lender offered by guarantor loans they do still have higher Annual Percentage Rates than you would find with personal loans for a borrower with a good credit score. However, a borrower may be able to borrow more with a guarantor loan than they would with other types of bad credit loan due to the guarantor aspect. 

It is vital that the guarantor fully understands the associated risks with becoming a guarantor; it is not a decision that should be taken lightly. If the borrower misses a payment on their loan it becomes their responsibility to repay the lender, and if the loan is secured against their home, then there is a risk that the lender could repossess it if they cannot repay the loan.

General Rules for who can be a guarantor

  • Must be over 21
  • Have a good credit score
  • Have a permanent UK address
  • Often Lenders require them to be a UK homeowner

Before taking out a guarantor loan

A borrower considering using a guarantor loan to secure finance may wish to also consider alternative options and products before committing to a guarantor loan. For example if the borrower has the funds in their savings they may want to use these instead, this is because the interest rates they earn on their savings will probably be considerably less than the interest they would be charged for a bad credit loan of the same size.

It may also be wise to carry out a soft credit check before taking out any kind of finance to try and find out exactly which products may be available to a borrower.

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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