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Finding you a better loan deal

3.40% APR 

  • £40,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

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Compare Lloyd's Home Loans

We found 4 loans for £50,000 over 10 years

Details
Lender
Min-max loan
Monthly cost
Term
APR
More info
Min-max loan: £10,000 - £500,000
Cost: £691.67 per month
Term: 3 - 25 years
APR: 6.6%
£10,000 - £500,000
£691.67 per month
3 - 25 years
6.6%
more info Call now0800 0848 029

Representative APRC: 6.6%

HOMEOWNER LOAN ONLY

Min-max loan: £7,500 - £350,000
Cost: £702.5 per month
Term: 3 - 30 years
APR: 6.86%
£7,500 - £350,000
£702.5 per month
3 - 30 years
6.86%
more info Call now0800 0848 029

Representative APRC: 9.2%

HOMEOWNER LOAN ONLY

Min-max loan: £25,000 - £1,000,000
Cost: £739.58 per month
Term: 5 - 25 years
APR: 7.75%
£25,000 - £1,000,000
£739.58 per month
5 - 25 years
7.75%
more info

Representative APRC: 10.4%

HOMEOWNER FLEXI LOAN ONLY

Min-max loan: £10,000 - £500,000
Cost: £753.75 per month
Term: 3 - 30 years
APR: 8.09%
£10,000 - £500,000
£753.75 per month
3 - 30 years
8.09%
more info Call now0800 0848 029

Representative APRC: 10.8%

HOMEOWNER LOAN ONLY

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Make sure you qualify

Lender
Maximum LTV
Minimum loan
Maximum loan
Minimum term
Maximum term
Credit rating
Minimum age
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Lloyds Loans

Compare Home loan deals from Lloyds

Lloyds mortgage holders who are interested in borrowing more money may want to comparing home loans to find the best deal. These loans allow home to borrow up to 85% of the value of their home for many reasons – to add an extension to their house, to renovate their home, or to fund a major purchase. Use the table below to compare the best home loan deals available now:

Criteria for a Lloyds home loan

In order to get a home loan from Lloyds you will need to meet the following criteria:

  • You must be looking to borrow £10,000 or more

  • You must have had your Lloyds mortgage for six months

  • Your mortgage repayments must have been up[ to date for three months before you apply to borrow more

  • Your mortgage plus the additional amount borrowed must be no more than 80% of the value of your home (or 75% of the value of your home if you have an interest-only mortgage)

Advantages of a Lloyds home loan

A Lloyds home loan could offer you a range of benefits, some of which could include:

  • Extended repayment period – repay the loan as you repay your mortgage

  • Consolidate your loan and mortgage payments into one monthly repayment

  • Fund a home improvement scheme that could add value to your property

Disadvantages of a Lloyds home loan

Before you take out a Lloyds home loan, you should consider the following points and make sure that it is the right decision for you:

  • You cannot use a Lloyds home loan to raise capital for business purposes, to buy land, or a purchase buy to let property

  • You need to factor in any additional costs such as getting quotes from home improvement suppliers in order to demonstrate how much you’ll need to borrow

  • As with your mortgage, the loan is secured against your home. Therefore, you may lose your home if you cannot maintain your repayments.

  • Bear in mind that taking out a home loan will increase your overall mortgage debt and may mean that your mortgage takes longer to repay

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. If you are at all unsure of the suitability of a particular product for your circumstances you should seek independent financial advice.



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  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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www.fairloans.co.uk is a trading name of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.