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Finding you a better loan deal

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Loans from
£1,000 to £2.5m

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Personal Loan

3.2% APR 

  • £7,500 Loan over 5 years

Representative Example: The representative APR is 3.2% (fixed) so if you borrow £7,500 over 5 years at a rate of 3.01% p.a. (fixed) you will repay £135.29 for 60 months.

3.88% APR 

  • £40,000 - £500,000 (3 to 30 year term)

Representative Example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC

We found 4 loans for £15,000 over 10 years

Loan
Term
APR
More info
Min-max loan: £10,000 - £500,000
Cost: £150.02 per month
Term: 10 years
APR: 3.74%
£15,000
£150.02 per month
10 years
3.74%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £151.08 per month
Term: 10 years
APR: 3.89%
£15,000
£151.08 per month
10 years
3.89%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £151.16 per month
Term: 10 years
APR: 3.9%
£15,000
£151.16 per month
10 years
3.9%
more info Call now0117 313 8872

UNITED TRUST BANK

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £10,000 - £500,000
Cost: £151.16 per month
Term: 10 years
APR: 3.9%
£15,000
£151.16 per month
10 years
3.9%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Loans With a Guarantor

Guarantor loans are a finance option intended for individuals who have bad credit scores or lack a credit history entirely, who would struggle to get other types of finance such as a regular good credit personal loan.

About guarantor loans

These types of loans with a guarantor work by the borrower getting an individual with a good credit score, usually a friend or family member, to agree to be guarantor on the loan. This means that they agree to the lender that they will repay the loan if the borrower misses their repayments.

The Annual Percentage Rate (APR) offered on guarantor loans will vary depending on their duration and size, as well as by lender; this means that despite their being a more limited selection of guarantor loan products than other kinds of finance it is still wise to shop around providers to try and find the best deal available.

Being the guarantor on someone’s loan is not something that should be taken lightly, if the borrower does not make a repayment the debt becomes the guarantor’s responsibility to repay. Some guarantor loans are secured against the guarantor’s home, which means if neither the borrower nor the guarantor can repay the loan the lender could repossess their home.

Although specific requirements can vary by lender, general requirements for who can be a guarantor include:

  • They must be aged at least 21 years old
  • Have a good credit score
  • Have a permanent UK address
  • Have a bank account
  • Some lenders may require them to be a UK homeowner

Before taking out a guarantor loan

In addition to shopping around lenders and products to find the best deal, a borrower considering using a guarantor loan to secure finance may wish to also consider alternative options and products. It may be wise to first check exactly what their credit score is to see if they may be able to get a better credit loan, as these are likely to offer a better rate of interest.

They may also want to think about alternatives to finance, For example; if the borrower has the funds in their savings they may want to use these instead because the interest rates they earn on their savings will in many cases be considerably less than the interest they would be charged for a bad credit loan of the same size.

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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