Natwest Home Loans

Top deals

Top rate

AA

5.3%
£7,500 - £15k
1-7 years

Check eligibility Representative Example: The representative APR is 5.3% so if you borrow £10,000 over 5 years at a rate of 5.3% (fixed) you will repay £189.52 per month & total amount payable £11,371.03.

Post Office

5.9%
£7,500 - £15k
1-7 years

Check eligibility Representative Example: The representative APR is 5.9% so if you borrow £10,000 over 5 years at a rate of 5.9% (fixed) you will repay £192.15 per month & total amount payable £11,529.01.

Santander

6.3%
£7,500 - £15k
1-5 years

Check eligibility Representative Example: The representative APR is 6.3% so if you borrow £10,000 over 5 years at a rate of 6.3% (fixed) you will repay £193.91 per month & total amount payable £11,634.61.

Shawbrook

6.6%
£10k - £500k
3-25 years

Check eligibility Representative Example: The representative APR is 6.6% so if you borrow £10,000 over 5 years at a rate of 6.6% (fixed) you will repay £195.23 per month & total amount payable £11,713.96.

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Compare the best NatWest home owner loan deals online

Natwest offer the opportunity for their existing mortgage customers to borrow more – up to 90% loan to value of their property in some cases. This money can then be used for almost any purpose, with a few exceptions such as land purchases or generating business capital.

For the latest home loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form

Applying for a NatWest Home Loan

To apply for a Natwest Home Loan you must:

Have a Natwest mortgage which you are paying back on a Capital and Interest Repayment basis
Want to borrow less than 90% of your home’s value, including your existing mortgage
Want to borrow a minimum of £10,000
Understand that as with your mortgage, the money borrowed is secured against your home – which means that if you fail to make the correct repayments, you could put your house at risk

Benefits of a NatWest home loan

Features of NatWest home loans include:

Extended repayment period – repay the loan as you repay your mortgage
Consolidate your loan and mortgage payments into one monthly repayment
Fund a home improvement scheme that could add value to your property

Potential drawbacks of a NatWest home loan

Although a Natwest home loan can be a useful option, it’s not the right choice for everyone. Points to consider when choosing a Natwest home loan include:

As with your mortgage, the loan is secured against your home. Therefore, you may lose your home if you cannot maintain your repayments.
Bear in mind that taking out a home loan will increase your overall mortgage debt and may mean that your mortgage takes longer to repay