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If you are looking for a homeowner loan, we can help you find the most competitive deal on the market. We can compare Prestige Finance loans with the market.

Prestige Second Charge Loans

For the latest Prestige secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form

About Prestige

Prestige Finance is the longest established second charge lender in the UK. The company is now part of OneSavings Bank Plc group was acquired in September 2012. Initially established as a loans management company, Prestige Finance has grown consistently since the mid 1980’s and has always specialised in 2nd charge loans.

PRestige deal exclusively with the intermediary sector and are active members of the Finance and Leasing Association (FLA).

What is a second charge loan?

A secured loan is money you borrow that is secured against an asset that you own (generally your home). You tend to get offered better interest rates with secured loans than you do with unsecured loans. However, it is often seen as a riskier option as you could lose your home if you cannot keep up with repayments; which is why to consider carefully before going down this route and ensure you choose the best deal to suit your circumstances.

Why second charge loans are useful

Secured loans tend to offer lower interest rates then unsecured loans, as the loan is secured against your property. Another reason why many people are now choosing to take out secured loans is because your repayments are usually made on a monthly basis. However, it is also worth noting that the amount you pay each month will vary if there is no fixed interest rate on your secured loan.

Where can I find second charge loan deals?

The majority of secured loan lenders are only willing to work through independent intermediaries, such as our self. That’s why we advise potential customers to contact a mortgage broker, when looking to find the ideal secure loan deal for them. A mortgage broker has access to a range of secured loan deals, and will be able to provide you with unbiased, expert advice to help you make a decision.

For the latest secured loan deals see the latest deals above or contact us on 0117 313 8872 or complete our loan enquiry form

Our services

We work with the majority of second charge loan lenders to offer you leading and exclusive secured loan deals. Our specialised secured loan advisory team can help to analyse your situation, and provide you with expert advice to help you make the best decisions for your future. If you have any question or queries with any aspects of secured loans, why not call us today on 0117 313 8872 for a FREE initial consultation; or fill in our contact form to request a call back.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.