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Finding you a better loan deal

How much do you wish to borrow?

TOP 
UK Loan deals

Loans from
£1,000 to £2.5m

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upfront fees

We found 8 loans for £50,000 over 10 years

Min-max loan: £30,000 - £500,000
Cost: £497.95 per month
Term: 10 - 25 years
APR: 3.65%
£30,000 - £500,000
£497.95 per month
10 - 25 years
3.65%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £500,000
Cost: £500.07 per month
Term: 3 - 35 years
APR: 3.74%
£10,000 - £500,000
£500.07 per month
3 - 35 years
3.74%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £2,500,000
Cost: £503.62 per month
Term: 3 - 25 years
APR: 3.89%
£10,000 - £2,500,000
£503.62 per month
3 - 25 years
3.89%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £10,000 - £125,000
Cost: £503.85 per month
Term: 3 - 30 years
APR: 3.9%
£10,000 - £125,000
£503.85 per month
3 - 30 years
3.9%
more info Call now0117 313 8872

UNITED TRUST BANK

Homeowner Loan For: Home improvements; Expanding property portfolio; Car Purchase; School Fees; Tax Bill; Consolidating Debts - GOOD CREDIT HISTORY ACCEPTED - Self Employed & Pension Income Considered

Min-max loan: £10,000 - £500,000
Cost: £503.85 per month
Term: 3 - 25 years
APR: 3.9%
£10,000 - £500,000
£503.85 per month
3 - 25 years
3.9%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £25,001 - £500,000
Cost: £583.12 per month
Term: 5 - 20 years
APR: 7.1%
£25,001 - £500,000
£583.12 per month
5 - 20 years
7.1%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £25,001 - £50,000
Cost: £583.12 per month
Term: 3 - 30 years
APR: 7.1%
£25,001 - £50,000
£583.12 per month
3 - 30 years
7.1%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

Min-max loan: £25,001 - £150,000
Cost: £644.25 per month
Term: 3 - 25 years
APR: 9.4%
£25,001 - £150,000
£644.25 per month
3 - 25 years
9.4%
more info Call now0117 313 8872

Homeowner Loan Deal

HOMEOWNER LOAN - GOOD CREDIT HISTORY ACCEPTED

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED. IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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Secured Loans For Bad Credit

Getting A Secured Loan With Bad Credit

If you have a bad credit history, you may struggle to access loans when you need them. Secured borrowing can provide an ideal solution, allowing you to take out a loan even if you have a less than perfect credit history, including CCJs.

What is a secured loan?

A secured loan is a loan which is tied to the value of an asset, usually your home. This means the amount you can borrow depends on the value of the asset. You can normally borrow up to a certain percentage of your home’s value and this percentage is known as your loan-to-value ratio (LTV).

Advantages of secured loans for bad credit

Even if you have been rejected for other types of borrowing, a secured loan can be an option. This types of borrowing offers several advantages:

  • Seen as lower risk by lenders, so you are more likely to be approved
  • Often allows you to borrow more than with unsecured borrowing
  • Can offer more attractive interest rates
  • May allow you longer to repay

As with any type of secured borrowing, however, it is important to bear in mind that if you fail to keep on top of your repayments your home could be at risk.

How much can you borrow with a secured loan?

The amount you can borrow as a secured loan will depend on a number of factors, including:

  • The value of your home
  • How much, if any, debt you already have secured against your property
  • Your income
  • Your credit rating

The amount different providers will be willing to lend varies, but in general loans of anywhere from £10,000 upwards are common.

How much will a secured loan cost?

The main cost of a secured loan is the monthly repayments. These usually cover the interest on the loan and repaying a proportion of the capital. However, some lenders may offer the option of an interest-only loan where you repay the capital at the end of the loan term.

If you have bad credit, this is likely to affect the interest rate you are offered, but by taking out a secured loan you will normally get a better rate than you would with unsecured borrowing.

The main things which will affect your interest rate are:

  • How much you need to borrow
  • How long you want to repay over
  • Your loan-to-value ratio (LTV)
  • How much debt you already have
  • Your credit rating

Find the best interest rate on secured loans for bad credit

When looking for a secured loan, one of the main things to look for is the interest rate you will pay. Interest rates vary considerably between different loan providers and this can make a big difference to your monthly repayments and the total amount you end up repaying

The loan comparison table at the top of this page offers a fast, simple way to compare deals on secured loans from all the leading lenders. We regularly update this list with carefully selected loan deals that offer great value, allowing you to find a loan that matches your needs and finances.

5 reasons to use our Loan Service

  • 1
    Compare over 200 loans from over 20 lenders
  • 2
    UK market leading loan rates
  • 3
    Fast loan service - You could have a loan underwritten, approved and paid within 24 hours
  • 4
    Credit to suit all circumstances
  • 5
    Simple process

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